“Like most jurisdictions, California grants the insured the right to select its own independent counsel, at the insurer’s expense (at panel rates), to defend an underlying case when the insurer’s reservation letter creates a conflict for appointed counsel. In our case, the insurance company gave short shrift to our request for independent counsel, and even shorter shrift to our motion for a preliminary injunction requiring the appointment of independent counsel. But the court agreed with us and granted the preliminary injunction, setting the tone for entire case to follow.”

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